3 mexican baked layered dip Recipes

neufchatel cheese , 1/3 less fat than cream cheese, softened, taco seasoning mix, thick & chunky salsa, canned black beans, drained and rinsed, green onion, chopped, reduced fat 2% cheddar cheese, shredded, lettuce, shredded, pitted ripe olives, sliced, baked corn tortilla chips

x 13 glass baking dish, refried beans, grated cheddar cheese, guacamole (home-made or ready-made), taco seasoning, sour cream, picante sauce, sliced blsck olives and jalapenos for garnish, corn tortilla chips for dipping and scooping