1. Combine first 5 ingredients in a blender and blend till mixed.
2. Gently fold in whipped topping.
3. Chill.
4. Combine water, and Amaretto. Split ladyfingers in half lengthwise.
5. Arrange 1/3 of the ladyfinger halves, flat sides down, in a trifle bowl or large glass bowl. Drizzle with 1/3 of Amaretto/water mixture. Spread one-third of pudding mixture evenly over ladyfingers; sprinkle with 1/3 toasted almonds. Repeat layers, ending with toasted almonds. Cover and chill for 8 hours.
6. Enjoy!