3 can not low dressing Recipes

low-fat plain yogurt or 2 cups nonfat yogurt, hidden valley ranch dressing mix, low-fat sour cream (optional) or 2 tsp nonfat sour cream (optional)

lean ground beef or 3/4 lb diced boneless skinless chicken breast, low-sodium black beans , do not drain, red beans or 1 (15 oz) can kidney beans, drained, rotel tomatoes & chilies, do not drain, tomato sauce, taco seasoning (use regular or hot & spicy ), ranch dressing mix, onion powder, ground black pepper, salt, shredded sharp cheddar cheese, to serve, sour cream, to serve, tortilla chips, use for dipping