1. Heat oil in 8-quart Dutch oven over medium heat. Cook garlic and onion in oil about 2 minutes, stirring occasionally, until onion is tender.
2. Stir in remaining ingredients except cheese. Heat to boiling; reduce heat. Cover and simmer 1 hour. Serve with cheese.
3. To Refrigerate:.
4. Refrigerate tightly covered no longer than 48 hours.
5. To Reheat From Refrigerator:.
6. Cover and heat soup to boiling in 8-quart Dutch oven over medium heat, stirring occasionally.