I combined 2 family recipes, and came up with this one night. I've always had ketchup on top, but my DH would rather have cheese. My DH loves this recipe and requests it all the time. It's easy to make, and I always have the ingredients on hand. **Note: 1/4 lb. of saltine crackers is 1 sleeve, I use 3/4 - 1 full sleeve. Variation: you can also make a stuffed meatloaf by pressing the meat mixture down on a cutting board, spread some stuffing mix (or leftover stuffing) in the center of the meat mixture. Roll into a loaf shape and bake as directed.