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                                            Prep Time: 15 Minutes Cook Time: 20 Minutes  | 
                                            Ready In: 35 Minutes Servings: 8  | 
                                         
                                        
                                     
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                    This is the best cheese dip ever, I love refried beans and cheese. I could eat this for Dinner. You can mirowave this at 80% power for 10 minutes. Ingredients: 
                    
                        
                                                1 cup sour cream  |  
                                                3 ounces cream cheese  |  
                                                16 ounces refried beans  |  
                                                1/2 cup picante sauce  |  
                                                2 teaspoons chili powder  |  
                                                1/2 teaspoon cumin  |  
                                                1 cup shredded shredded cheese  |  
                                                1 cup shredded monterey jack cheese  |  
                                                
                     
                    Directions: 
                    
                        
                            
                                1. Combine first 6 ingredients. 2. Spread half of the bean mixture in bottom of 8 inch baking dish. 3. Top with 1/2 of the cheese. 4. Repeat ending with cheese. 5. Bake at 350 degrees for 20 minutes. 6. Serve with chips.                              | 
                         
                         
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