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                                            Prep Time: 15 Minutes Cook Time: 0 Minutes  | 
                                            Ready In: 15 Minutes Servings: 8  | 
                                         
                                        
                                     
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                    This is a variation of the popular taco dip. It tastes great and looks pretty too. Ingredients: 
                    
                        
                                                1 (15 ounce) can refried beans  |  
                                                1 (1 ounce) packet taco seasoning mix  |  
                                                1 (8 ounce) package cream cheese, softened  |  
                                                2 small tomatoes, chopped  |  
                                                3 bunches green onions, chopped  |  
                                                1 cubanella pepper, seeded and chopped  |  
                                                1 (15 ounce) can black beans, rinsed and drained  |  
                                                1 (15.5 ounce) can navy beans, rinsed and drained  |  
                                                
                     
                    Directions: 
                    
                        
                            
                                1. Spread the refried beans in a layer in the bottom of a 9 inch square baking dish. In a small bowl, stir together the taco seasoning mix and cream cheese. Spread the mixture over the refried beans. In a separate bowl, toss together the tomatoes, green onions, cubanella pepper, black beans and navy beans. Spread over the layer of cream cheese. Cover and refrigerate for at least 4 hours before serving to blend the flavors.                              | 
                         
                         
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