  | 
                            
                                    
                                    
                                        
                                            Prep Time: 15 Minutes Cook Time: 30 Minutes  | 
                                            Ready In: 45 Minutes Servings: 12  | 
                                         
                                        
                                     
                              | 
                         
                        
                     
                    Great appetizer to serve at gatherings. A real crowd pleaser. Very easy to make and loaded with lots of flavor. Ingredients: 
                    
                        
                                                1 (16 ounce) can refried beans  |  
                                                1 1/2 cups guacamole  |  
                                                4 ounces cream cheese, softened  |  
                                                8 ounces sour cream  |  
                                                1 (1 ounce) package taco seasoning  |  
                                                1/2 head lettuce, finely sliced  |  
                                                1 bunch green onion, chopped  |  
                                                4 roma tomatoes, chopped  |  
                                                1 (2 1/4 ounce) can black olives, sliced  |  
                                                2 cups cheddar cheese, finely shredded  |  
                                                
                     
                    Directions: 
                    
                        
                            
                                1. Spread refried beans in the bottom of a 9 x 13 pan. Spread guacamole over the refried beans. Mix together the cream cheese, sour cream and taco seasoning. Spread over the guacamole. Sprinkle on top in the following order:. 2. • Lettuce. 3. • Green onions. 4. • Tomatoes. 5. • Black olives. 6. • Shredded cheddar cheese. 7. Chill and serve with Doritos or tortilla chips.                              | 
                         
                         
                 |