1 cup dried black beans, soaked overnight  | 
                                                1 cup dried garbanzo beans, soaked overnight  | 
                                                1 cup dried kidney beans, soaked overnight  | 
                                                1 cup dried red beans, soaked overnight  | 
                                                2 (28 ounce) cans diced tomatoes  | 
                                                1 (15 ounce) can rotel tomatoes  | 
                                                1 cup diced onion  | 
                                                1 cup sweet bell pepper, diced  | 
                                                2 ounces dry ranch dressing mix  | 
                                                2 ounces taco seasoning mix  | 
                                                2 lbs ground sirloin, browned  | 
                                                3 cups water  | 
                                                2 tablespoons garlic, minced  |