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                                            Prep Time: 25 Minutes Cook Time: 45 Minutes  | 
                                            Ready In: 70 Minutes Servings: 24  | 
                                         
                                        
                                     
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                     My family literally comes running when they smell this bread baking.  Between the thick chocolate layer and the crumbly topping, this bread is simply scrumptious! Sherry Lee Columbus, Ohio Ingredients: 
                    
                        
                                                topping:  |  
                                                1/2 cup king arthur unbleached all-purpose flour  |  
                                                1/2 cup packed brown sugar  |  
                                                1/4 cup creamy peanut butter  |  
                                                1/2 teaspoon ground cinnamon  |  
                                                batter:  |  
                                                1/2 cup butter, softened  |  
                                                1 package (8 ounces) cream cheese, softened  |  
                                                1-1/4 cups sugar  |  
                                                2 eggs  |  
                                                1 cup mashed ripe bananas  |  
                                                1 teaspoon vanilla extract  |  
                                                2-1/4 cups king arthur unbleached all-purpose flour  |  
                                                1-1/2 teaspoons baking powder  |  
                                                1/2 teaspoon baking soda  |  
                                                1 teaspoon ground cinnamon  |  
                                                1-1/2 cups semisweet chocolate chips  |  
                                                
                     
                    Directions: 
                    
                        
                            
                                1. In a small bowl, stir the flour, brown sugar, peanut butter and cinnamon until crumbly; set aside. 2. In a large bowl, cream the butter, cream cheese and sugar until light and fluffy. Add eggs, one at a time, beating well after each addition. Beat in bananas and vanilla. Combine the flour, baking powder, baking soda and cinnamon; stir into creamed mixture just until moistened. 3. Divide half of the batter between two greased 8-in. x 4-in. loaf pans; sprinkle with half of the topping. Top with chocolate chips. Repeat layers of batter and topping. 4. Bake at 350° for 45-55 minutes or until a toothpick inserted near the center comes out clean. Cool for 10 minutes before removing from pans to wire racks. Yield: 2 loaves (12 slices each).                              | 
                         
                         
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