1 (14 1/2 ounce) can small red beans  | 
                                                1 (14 1/2 ounce) can kidney beans  | 
                                                1 (14 1/2 ounce) can garbanzo beans  | 
                                                2 roma tomatoes, halved and sliced  | 
                                                1 medium red onion, halved and thinly sliced  | 
                                                1/2 cup cilantro, coarsely chopped  | 
                                                1 small can diced green chili peppers (such as ortega)  | 
                                                1 large lime, juiced  | 
                                                1 teaspoon balsamic vinegar  | 
                                                salt and pepper, to taste  | 
                                                *you can substitute black beans for either the red or kidney beans  |