2 lbs beef stew meat  | 
                                                2 tablespoons vegetable oil  | 
                                                1 large onion, finely chopped  | 
                                                8 garlic cloves, chopped  | 
                                                4 teaspoons paprika  | 
                                                2 teaspoons ground cumin  | 
                                                1 teaspoon salt  | 
                                                1 teaspoon ground coriander  | 
                                                3/4 teaspoon ground ginger  | 
                                                1/2 teaspoon cayenne pepper  | 
                                                1/4 teaspoon ground cardamom  | 
                                                1/4 teaspoon ground cloves  | 
                                                1/4 teaspoon pepper  | 
                                                2 bay leaves  | 
                                                1 cinnamon stick (apx 2-inch piece)  | 
                                                1 1/2 cups water, divided  | 
                                                6 tablespoons plain yogurt  | 
                                                hot cooked rice  | 
                                                chopped peanuts (optional)  |